Motorcycle Insurance in Saint John and Sussex

It’s obvious that you need insurance for your family’s car or van, but have you thought about the insurance policy you need for your motorcycle? Just because you may not drive your motorcycle on a daily basis or are an experienced rider doesn’t mean you don’t need insurance coverage – everyone does. At Carnaghan Thorne Insurance, we proudly provide you with motorcycle insurance in Saint John and Sussex.

Unfortunately, motorcycle accidents are very common throughout our community. Whether it’s the result of your own error, inclement weather or other distracted drivers, motorcycle accidents can be very serious and may result in large medical bills for you and major repairs for your bike.

Motorcycle insurance protects your bike, perhaps your most precious possession, in the event of an accident or another unforeseen circumstance like vandalism or theft. When you have a plan in place, you’re not only obeying the law as you should be, you’re giving yourself greater peace of mind while you’re on the road. You also certainly don’t want to face the hefty fine of not having the proper insurance coverage when you’re inevitably caught! Save yourself the hassle and the hit to your wallet by keeping your motorcycle insurance up to date at all times.

A Policy Perfect for You

We provide the minimum insurance required by law along with other plans that include more coverage for you, your bike, and your loved ones. Our protection plans include these policies:

• Collision: This type of coverage plans for repairs to your motorcycle after a traffic accident takes place. It usually pays up to the current cash value of your motorcycle after your deductible has been paid.
• Comprehensive: This plan provides coverage for costs or repairs after your motorcycle is damaged from fire, theft, vandalism or weather. You can also add additional protection for accessories and/or custom parts.
• Waiver of Depreciation: If your motorcycle is stolen or damaged and declared a total loss within 24 months of its original purchase, this policy will cover the bike’s original cost. There are several eligibility factors, so make sure you meet all the requirements.
• Rider’s Assistance & Personal Belongings: This policy deals with damage to your personal belongings along with roadside assistance.

We’ll work together to find a policy that’s right for you. You decide what you need and what you don’t. It’s really that simple!

What We Cover

There are many types of bikes out there, and our motorcycle insurance doesn’t discriminate in any way. Our insurance plans cover the following vehicles:

• Standard motorcycles
• Cruisers
• Sidecars
• Mopeds
• Scooters

Our prices are competitive and our team is extremely knowledgeable about this specialized form of insurance. Get in touch with the friendly, courteous staff at Carnaghan Thorne Insurance today for more information on motorcycle insurance plans that protect you and your vehicles. Scheduling a consultation is easy, and getting a quote is quick and painless – it can even be completed over the phone!