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Meet The Team.

Why Choose Carnaghan Thorne Insurance?

Carnaghan Thorne Insurance is an independent insurance brokerage, which allows us to market your policy to many insurance carriers to find the coverage and terms that are right for your needs. Carnaghan Thorne Insurance is locally owned and operated and has been operating in Southern New Brunswick for 100 years. We are very experienced and easily accessible, offering 24/7 claims service to serve you better.

Carnaghan Thorne Insurance is committed to maintaining the highest professional and ethical standards while serving the insurance needs of our customers. We strive to build long-term partnerships with our clients through a highly trained team devoted to service with integrity. Please contact us to learn more about our products and services or to schedule a personal consultation with one of our experienced associates.

Our Team

Meet the experienced team of professionals at Carnaghan Thorne Insurance. With over 305 years of combined experience, our team works hard to provide the best coverage and service to our customers.

Saint John office: 

Rob Hutton, BBA, CAIB, CIP

Rob Hutton, BBA, CAIB, CIP

President

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Rob graduated from the University in 2004 and started working as a receptionist at WW Thorne Insurance in Sussex shortly afterwards.  He received his Canadian Accredited Insurance Broker (CAIB) designation in 2007 and his Chartered Insurance Professional (CIP) designation in 2010.   Rob has progressed through the insurance brokerage to work in every role.  Currently, he is a partner and the VP of Commercial Operations.  Rob has been involved with a few organizations in his spare time. He helped create the Dominion Park Ice Fishing association, was a member of the Saint John West Business Association and spent two years on the Board of Directors of the Saint John Region Chamber of Commerce.  Currently, he is a junior curling instructor and the 2nd VP of the Carleton Curling Club. 

Rob lives on the West Side of Saint John with his beautiful wife Nicole, their two daughters Rachel and Sylvie, and their four-legged friends  Jag and Poise.  When Rob has some down time, he loves to curl, golf, hunt, fish and go camping with his family and friends.  

For any of your commercial or personal insurance needs, please reach out to Rob at rob@carnaghanthorne.com or 506-634-1177.

Amanda Lingley, CAIB

Amanda Lingley, CAIB

Office Manager

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Amanda began her career with Carnaghan Thorne Insurance Group in 2015 as an administrative assistant. She continued to develop her skills within the industry and became a licensed insurance broker in 2021 after completing her Canadian Accredited Insurance Broker (CAIB) designation.

Throughout her time with the company, Amanda has taken on a variety of roles, including training new hires, supporting the Broker Support Team, and working as a Sales Broker. Her dedication to helping others—whether clients or colleagues—has been a constant throughout her career.

In 2025, Amanda was promoted to Office Manager, where she now oversees daily operations, supports staff development, and works to ensure a positive and efficient environment for both the team and clients. Known for her reliability and willingness to assist wherever needed, she remains a steady source of leadership and support within the office.

Outside of work, Amanda enjoys spending quality time with her husband, their two children, Alexander and Emma, and their beloved pups.

You can reach her at amanda@carnaghanthorne.com or 506-634-1177.

Alissa Belding, CAIB

Alissa Belding, CAIB

Finance Manager

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Alissa joined our team in 2019 after graduating from the Office Administration program at NBCC. She earned her Canadian Accredited Insurance Broker (CAIB) designation in 2022 and gained valuable experience in the broker role before discovering her true passion for broker support and finance. Starting as our receptionist, Alissa’s dedication and attention to detail have led her to her current role as Finance Manager. Outside of work, she enjoys spending quality time with her family and friends. 

Beth Quinn, CAIB

Beth Quinn, CAIB

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Bringing with her over 30 years of experience in the insurance industry, Beth joined the Carnaghan Thorne Insurance Team in 2019.  Beth obtained her Canadian Accredited Insurance Broker (CAIB) designation in 2013 and specializes in both personal & commercial insurance.

In her spare time, Beth enjoys spending time with her family and friends, but especially enjoys her time spent with her three grandchildren.

Please reach out to Beth at beth@carnaghanthorne.com or 506-634-1177.

Alanna Shaw, CAIB

Alanna Shaw, CAIB

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Alanna has been working in the insurance industry since 2019 and joined the Carnaghan Thorne team in December 2022 as a broker.  Alanna obtained her Canadian Accredited Insurance Broker (CAIB) designation in 2024 and focuses primarily on personal lines insurance.

Outside of work, she is a cat mom to Goose and Luna, an avid reader, a music lover, and is currently learning to play bass. You can often find her flipping through vinyl at local record shops.

Please reach out to Alanna at alanna@carnaghanthorne.com or 506-634-1177.

Kelsie Belmore, CAIB

Kelsie Belmore, CAIB

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Kelsie has been working in the insurance industry since 2015 and joined Carnaghan Thorne Insurance Group Inc. in November 2021 as a broker. She works in personal lines, such as home, auto, and recreational.

Kelsie completed the Office Administration course at NBCC in 2013 and received her Canadian Accredited Insurance Broker (CAIB) designation in June 2021 but is still learning every day. She has recently become Co-Chair of the Young Brokers Network NB.

In her spare time, you will find her at the gym, teaching spin classes, reading or spending time with friends and family. She is also a cat mom to Kii and overall loves any cat she meets.

Please reach out to Kelsie for all your insurance needs kelsie@carnaghanthorne.com or call 506-634-1177. 

Abbi Horvat, BA

Abbi Horvat, BA

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Abbi joined Carnaghan Thorne in October 2023, after graduating from the University of New Brunswick with a Bachelor of Arts degree.

She is also working hard to earn her Canadian Accredited Insurance Broker (CAIB) designation.

Abbi loves spending her free time exploring local thrift stores, where she can indulge her passion for collecting books & antiques.

Also, during her leisure time, she loves to immerse herself in the world of video games, where she enjoys exploring different virtual landscapes with her fiancé Alex.

Abbi is also a proud fur parent to two adorable kitties, Yuri & Anakin, who keep her company & enrich her daily life.

Please reach out to Abbi for all your insurance needs at abbi@carnaghanthorne.com or 506-634-1177.

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Heather joined the Carnaghan Thorne Insurance Group team in November 2024, bringing over 8 years of experience in both personal and commercial insurance. She is currently working toward completing her Canadian Accredited Insurance Broker (CAIB) designation to further enhance her expertise.

A native of the Kennebecasis Valley, Heather enjoys spending her free time gardening, beachcombing for sea glass, and cherishing moments with her friends and family.

For all your insurance needs, feel free to reach out to Heather at heather@carnaghanthorne.com.

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Brian earned his BBA at UNBSJ and has worked with large corporate employers since. Brian entered the insurance industry in 2008 in the life, health and wealth side of the business. In 2017 Brian made the switch to personal lines insurance and has been providing expert advice and quality products since. Making the switch to Carnaghan Thorne insurance Group Inc. allows Brian to offer the broker experience to his clients, continuing to offer the best advice and products.

Brian was born and raised in Saint John, NB, and currently resides in the Kennebecasis Valley. In his spare time, Brian loves to spend time with his wife and their grown children. Brian enjoys being outdoors boating, hunting and fishing in beautiful southern New Brunswick. He also enjoys family gatherings, teaching the next generation to waterski and getting some down time with a good book.

Please reach out to Brian for all your personal insurance needs brian@carnaghanthorne.com or call 506 634-117.

Nicole Fry, BA, CAIB

Nicole Fry, BA, CAIB

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Nicole comes from a multi-generational line of insurance professionals, so when the opportunity presented itself to join the Carnaghan Thorne team in 2013, she decided to continue in the family tradition. After learning the ropes as the office administrator, she soon started working toward her Canadian Accredited Insurance Broker (CAIB) designation and transitioned into the role of a broker. She has been providing profession advice and service ever since.

Nicole graduated from the University of New Brunswick in 2011 with a Bachelor of Arts degree and then obtained her CAIB in 2016.

In her spare time, she can be found enjoying the harbour front with her pup, tackling a DIY project, whipping up a batch of tasty treats, catching up on a little reality tv, or spending time with her friends and family.

Nicole prides herself in taking the time to build valuable connections with her clients, which enables her to tailor policies to their individual needs. She always enjoys a quick chat to hear about how the family is doing and being filled in on life’s milestones before getting down to business.

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Alex joined Carnaghan Thorne Insurance in June 2025 as a broker and has been part of the insurance industry since 2021. Specializing in personal lines insurance, Alex is dedicated to helping clients find the right coverage with clarity and confidence. Outside of work, he enjoys hockey, soccer, golf, and spending time with friends and family.

Nicolle Stevens

Nicolle Stevens

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Nicolle joined Carnaghan Thorne back in May of 2025 and is the welcoming face at the front desk. As the Administrative Assistant, she helps keep things running smoothly behind the scenes, supporting both clients and the team.

She is currently working towards her Canadian Accredited Insurance Broker (CAIB) designation.

In her spare time, Nicolle enjoys spending time outdoors, whether it’s four-wheeling, snowboarding, or simply relaxing in the sun with a good book. She’s a proud cat mom to two very spoiled cats she absolutely adores. Nicolle also loves to dance, and if there’s a dance floor nearby, you’ll find her on it—busting out her not-so-good dance moves with enthusiasm.

Trina Livingstone-Whittier, CAIB

Trina Livingstone-Whittier, CAIB

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Trina joined the Carnaghan Thorne Insurance Group in June 2025, bringing with her 13 years of Insurance experience. Trina obtained her Canadian Accredited Insurance Broker (CAIB) Designation in 2019. She works primarily on personal lines Insurance such as Auto, Home, Recreational, Marine and as well she has experience with Commercial Insurance.

Trina loves spending her free time with her Family and Friends, she loves music, is an avid curler and loves spending time outside on her ATV.

For all your insurance needs please reach out to Trina at trina@carnaghanthorne.com or 506-634-1177.

Sussex office:

Lori Robinson

Lori Robinson

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Lori has worked in the insurance industry since 2000 and has enjoyed meeting the clients and working along side her coworkers. She joined the Carnaghan Thorne Insurance group in February 2012 as a part-time receptionist.  This gave her more time to spend with her husband and two sons. When her sons got older, she then moved into a full- time position in the broker support team where she completes all the broker work on the company portals.

She loves hanging out with her family and spoiling her grandchildren.  In her spare time she goes for runs, walks on the beach in St. Martins, and travelling.

Kari Mallory, CAIB

Kari Mallory, CAIB

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Kari started selling life insurance in 2019 at Co-Operator’s Insurance Co. and moved into auto and home insurance sales. She joined our team in September of 2020 as the receptionist and worked her way up to a broker. Kari completed her Canadian Accredited Insurance Broker (CAIB) designation in April of 2023. 

Kari’s favorite time spent is with her nephew Aiden.

Please reach out to Kari at kari@carnaghanthorne.com  or 506-432-1900.

Chelsea Verner, CAIB

Chelsea Verner, CAIB

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Chelsea joined Carnaghan Thorne part time in the summer of 2017 during her summer break between her 2-year program at NBCC Moncton.  After successfully graduating from the Business Administration: Insurance program in May of 2018, she accepted a full-time position with Carnaghan Thorne. After a few years in personal lines, she has been increasing her knowledge and skills in commercial insurance.  Chelsea completed her Canadian Accredited Insurance Broker (CAIB) designation in 2021 and is currently pursuing her Chartered Insurance Professional (CIP) designation. 

In her personal time, Chelsea loves spending time with her fiancé and family. She loves being outside, whether that’s a walk, a bonfire, or a trip to the beach. 

Chelsea prides herself in great customer service, so don’t hesitate to reach out to her for your insurance needs at chelsea@carnaghanthorne.com or 506-432-1900. 

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Rian is new to the insurance industry, having started in March of 2023.  Currently she acts as our receptionist in the Sussex office and is working towards her Canadian Accredited Insurance Broker (CAIB) designation.  

When Rian is not at the office she enjoys drawing and writing

Cindy Ostrom, CAIB

Cindy Ostrom, CAIB

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Cindy joined the Carnaghan Thorne in August 2023. She has worked as a broker for 10 years specializing in Commercial Insurance. She completed her Canadian Accredited Insurance Broker (CAIB) designation in January 2015. In her personal time, she loves spending time with her husband, two kids, cat and 4 chickens on their hobby farm in the Norton area. She can often be found with a camera in her hand taking photos. Cindy prides herself in providing great customer service.
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Marisa graduated from NBCC in 2022 with a diploma in Business Administration: Financial Management, building a strong foundation in finance. In 2024, she began her career in the insurance industry, earning her General Insurance Essentials (GIE) license. She is currently advancing her expertise in personal lines of insurance as a broker while working toward her Canadian Accredited Insurance Broker (CAIB) designation with Carnaghan Thorne Insurance.

Beyond her professional work, Marisa enjoys spending quality time with her daughter and niece. She also loves being at the lake and surrounding herself with friends and family.