Carnaghan Thorne Insurance in Saint John and Sussex can minimize your loss in the event of damage to your permanent or seasonal home, mobile home or home-based business. When you need home insurance in Saint John and Sussex, we're the local company you can count on to find an insurance policy that best suits your needs.
Purchasing home insurance isn't the most thrilling thing that you'll do as a homeowner, but it's probably the most important. In many instances, your mortgage company is going to require some sort of coverage and ask you to provide proof. Having a policy in place will also give you greater peace of mind that your home is protected. Keep in mind that your insurance policy covers more than the structure itself – it also includes structures like fences and sheds as well as personal property. If something was to happen and you have the right coverage to compensate for the loss, you may be able to get money toward a repair or replacement. You won't be stuck paying for it all by yourself!
House Insurance in Saint John and Sussex
If you’ve ever lost your home to a house fire or know someone who has, you know how devastating such events can be. And what if you have a home-based business? Imagine losing all your client files. See our professional and knowledgeable associates for the right type of house insurance in Saint John and Sussex that covers your home and its contents in the event of theft or damage.
Home insurance is a valuable investment to make to protect one of the largest purchases you'll likely ever make -- buying a house! Theft, burglary, and fire are all instances of things you would be covered for with insurance. All are unforeseen circumstances, and therefore it's important to protect yourself accordingly with insurance.
There are several rating criteria for home insurance, and Carnaghan Thorne Insurance takes into account details like whether you're mortgage-free, if you have alarms and smoke detectors installed, or if you've invested in multiple policies with them (a "multi-policy discount").
Associates at Carnaghan Thorne Insurance will make the process simple and painless, and are all very professional and friendly. They pride themselves in their ability to insure the homes of people living in Saint John and Sussex.
A Policy for Your Mobile Home
Mobile homes are particularly apt to be damaged during high winds, hail storms and the like. Be prepared with a policy tailored to your unique situation! Carnaghan Thorne Insurance associates will find you just the right insurance for your Saint John and Sussex mobile home.
The Condo Insurance Saint John and Sussex Insists On
Are you a condo dweller? Condos are convenient places to live. But one aspect of condo life that is decidedly not convenient is the fact that your neighbours’ activities can cause damage to your property. Whether those in the condo next door have a worrisome habit of smoking in bed or those upstairs have a tendency to let their bathtub overflow, you can protect your property with condo insurance in Saint John and Sussex.
Protect Your Home-Based Business
What if thieves broke into your home and stole the computer on which you keep the files for your home-based business? What if a rain storm broke the window next to your paper file box and ruined the paperwork? Let us protect your files and your income with coverage for your home-based business.
So high winds broke the window of your summer cottage and soaked your living room carpet. Or vandals left graffiti along the side of your seasonal home. Carnaghan Thorne Insurance in Saint John and Sussex will work with our partner insurance companies to find a policy that fits your unique needs.
Simplify with an Umbrella Policy
An umbrella insurance policy is extra liability insurance coverage that goes beyond the limits of the insured's home, auto or watercraft insurance. It provides an additional layer of security to those who are at risk for being sued for damages to other people's property or injuries caused to others in an accident.
24/7 Claims Service
To remain constantly available to our clients, we offer 24/7 emergency service. No matter what time an incident happens, you can contact us to report the claim. Our after-hours insurance adjuster will answer your call and help you through the process.
Contact Us for More Information
To learn more about specific plans and personal insurance in Saint John, contact us at 506-634-1177 and for Sussex contact us at 506-432-1900. Call this number and request an appointment to review your options with one of our experienced staff members. You can also fill out the contact form on our website.